A first-time buyer's checklist for Peoria starter homes
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Buying September 12, 2026 4 min read

A first-time buyer's checklist for Peoria starter homes

Portrait of Teri Shepherd
Teri Shepherd
Broker Associate · Keller Williams Premier Realty
Bright vacant living room with wood-look plank floors at 902 E Maywood Ave

Buying your first home in Peoria does not have to feel overwhelming. Work through a short checklist on every property you tour, and most of the guesswork disappears. Here is the list Teri walks buyers through, using the current listing at 902 E Maywood Ave as a working example.

Start with the structure

Before you get attached to paint colors, ask about the expensive parts. How old is the roof? What is the condition of the furnace and water heater? Is the foundation sound, and does the grading move water away from the house? A single-story ranch like 902 E Maywood keeps the upkeep simple: one roof, one footprint, and no second-floor surprises.

Match the layout to your week

Think about how you actually live. Do you want bedrooms on one level? An open living area for hosting? Ask yourself where the morning coffee, the work-from-home corner, and the family dinner would go. At 1,132 square feet, 902 E Maywood is a true starter scale: three bedrooms and one bath, with a living area that opens the floor plan up.

Check storage before you fall in love

Closets, the garage, and the shed fill up faster than new buyers expect. Walk every storage spot on the tour. A detached garage and a covered carport give you room for a car, bikes, and lawn gear, which tends to be the difference between a home that works and one that feels cramped by year two.

Look for outdoor space you will actually use

A yard is only worth its monthly mowing if you use it. The covered deck on Maywood Ave is the kind of feature buyers love: it extends the season for grilling and evenings outside without the constant upkeep of a full-scale renovation.

Do the math on the whole picture

The purchase price is one line in the budget. Add property taxes, insurance, utilities, and a few hundred dollars a month for maintenance. Teri can pull local tax estimates and help you compare all-in costs between the homes you tour, so the number on the offer letter is one you can actually live with.

The short version: check the structure, match the layout to your week, count the storage, use the outdoor space, and run the real monthly numbers. Then go ahead and fall in love, it is allowed.

Teri Shepherd, listing agent for 902 E Maywood Ave

Written by Teri Shepherd

Teri is a Broker Associate with Keller Williams Premier Realty, serving Peoria and Central Illinois for more than 10 years. She is the listing agent for 902 E Maywood Ave.